michelle

About Michelle Mitchell

Michelle Mitchell is a consumer advocate, founder of 760Credit.Biz, a real estate and crypto-currency investor. Fed up with her own circumstances after losing a house in foreclosure and subsequently having bad credit, she sought out to change her own life and realized the true need for consumers to not just have great credit, but get the empowering information to keep, protect, and build their credit. She believes that credit helps to level playing fields. She also strongly believes that credit can be leveraged to build wealth.

Understanding the Different Types of Medical Collections

Understanding the Different Types of Medical Collections

Introduction   When it comes to collections accounts, one of the major categories that most people will encounter on their credit report is medical collections.  These can occur for all types of reasons, but generally happen when either a patient received treatment at a hospital without medical insurance or when medical insurance rejects a claim for payment or only

How to Use HIPAA to Improve your Credit Score?

How to Use HIPAA to Improve your Credit Score?

Introduction Back in the 1980s, as personal computers started to proliferate in everyday society, the problem of unauthorized access to medical information started to become a very real threat.  By the mid-1990s, when it became impossible to run a medical office without digitizing each patient’s health record, the problem came to a head.  Those who worked in the industry

How to Create a Household Budget in 2019

How to Create a Household Budget in 2019

If you want to get ahead with your savings, there is only one rock-solid way to make sure you are accomplishing goals that put you ahead.  Creating a budget will show you exactly what is coming in, going out, and being saved.  However, not every budget is created equal, and every budget should be created with a specific goal

Steps to Take if You Have Become the Victim of Identity Theft

Steps to Take if You Have Become the Victim of Identity Theft

So, you pull your credit one month during your normal process of credit monitoring, and you notice the worst possible scenario – you see accounts opened that you know for a fact that you did not open. You have become the victim of identity theft.  Now, while your first reaction may be to panic and start making phone calls