michelle

About Michelle Mitchell

Michelle Mitchell is a consumer advocate, founder of 760Credit.Biz, a real estate and crypto-currency investor. Fed up with her own circumstances after losing a house in foreclosure and subsequently having bad credit, she sought out to change her own life and realized the true need for consumers to not just have great credit, but get the empowering information to keep, protect, and build their credit. She believes that credit helps to level playing fields. She also strongly believes that credit can be leveraged to build wealth.

How an Explanation of Medical Benefits (EOMB) is a Tool to Repair Your Credit?

How an Explanation of Medical Benefits (EOMB) is a Tool to Repair Your Credit?

When it comes to finding and getting rid of old medical debt that you find on your credit, the process is similar, although somewhat different, that getting rid of old debt altogether. Medical billing companies and their collection agencies not only have to comply with the federal credit laws – the Fair Credit Reporting Act (FCRA), the Fair and

What is “Pay-Per-Delete” and Should you Consider it as a Viable Option?

What is “Pay-Per-Delete” and Should you Consider it as a Viable Option?

Introduction Let’s face it, money makes the world go ‘round.  That is no secret, and it is certainly true in the credit repair and collections industry, where money is literally the reason why such firms exist in the first place.  This translates into every aspect of the world of debt collection companies, even when you have negotiated a settlement with

Five Common Violations of the FDCPA

Five Common Violations of the FDCPA

Introduction   About a week ago, while sitting in my office working on tedious billing matters of my own, a former client called in a state of complete and utter panic, to the point that I could hardly make out her words in-between tears.  After some calming words, she proceeded to let me know that someone had just called her