About Michelle Mitchell

Michelle Mitchell is a consumer advocate, founder of 760Credit.Biz, a real estate and crypto-currency investor. Fed up with her own circumstances after losing a house in foreclosure and subsequently having bad credit, she sought out to change her own life and realized the true need for consumers to not just have great credit, but get the empowering information to keep, protect, and build their credit. She believes that credit helps to level playing fields. She also strongly believes that credit can be leveraged to build wealth.

How To Dispute And Correct Credit Report Errors

2018-11-23T08:05:12+00:00November 14th, 2018|Fix Bad Credit|

How To Dispute And Correct Credit Report Errors TransUnion, Experian and Equifax are the main credit bureaus that are widely used by lenders and other institutions. They each maintain account information about consumers that creditors and collection agencies provide to them. Some companies only report to one or two bureaus and some all three. So each report [Read more...]

How Do Credit Bureaus Make Money?

2018-11-23T07:30:33+00:00October 25th, 2018|Building Credit, Fix Bad Credit, How to Improve Credit Scores|

How Do Credit Bureaus Make Money? Everyone wants to know what’s in it for the credit bureaus to collect your personal and financial data. Why is it that credit bureaus do not support consumer advocate companies like credit repair? And why do they support non-profit credit counseling services over credit repair companies? If you are a consumer, [Read more...]

What Does “No Personal Guarantee” Really Mean?

2018-11-23T10:06:04+00:00October 20th, 2018|Business Credit|

What Does "No Personal Guarantee" Really Mean? Most business owners use their personal credit and a personal guarantee for most of their business debts. This causes a big problem as the business owner then becomes liable for the business debts. And if the business has financial problems, the creditors then start pursuing the business owner’s personal assets like their [Read more...]

The Beauty of Business Revenue Financing

2018-11-23T10:05:54+00:00September 21st, 2018|Building Credit, Business Credit|

The Beauty of Business Revenue Financing A great way for businesses to access money is through revenue-based financing. It’s also sometimes referred to as revenue participation or revenue sharing funding. Revenue financing is a loan to a company which is paid back through a royalty on the revenues. Typically this royalty is in the 2 to 5% [Read more...]

Your Credit – Friend or Foe?

2017-10-26T07:09:36+00:00August 30th, 2015|Building Credit, Fix Bad Credit, How to Improve Credit Scores|

When you think of your current credit situation, you might feel happy and secure in your standing, or you may get a bad taste in your mouth. When it comes to your financial management, your overall credit history can either help you or it can hurt you. Understanding how your credit history is represented and what your credit trail says [Read more...]