When it comes to finding and getting rid of old medical debt that you find on your credit, the process is similar, although somewhat different, that getting rid of old debt altogether. Medical billing companies and their collection agencies not only have to comply with the federal credit laws – the Fair Credit Reporting Act (FCRA), the Fair and
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You are ready to take on the world with the love of your life. You both have dreams and aspirations individually and as a unit. You’re looking at buying a house, a couple of new cars and maybe pop out some kids. This is the normal American Dream. Most of us have been given this blueprint, but very few
Introduction Let’s face it, money makes the world go ‘round. That is no secret, and it is certainly true in the credit repair and collections industry, where money is literally the reason why such firms exist in the first place. This translates into every aspect of the world of debt collection companies, even when you have negotiated a settlement with
Introduction About a week ago, while sitting in my office working on tedious billing matters of my own, a former client called in a state of complete and utter panic, to the point that I could hardly make out her words in-between tears. After some calming words, she proceeded to let me know that someone had just called her
Introduction When it comes to collections accounts, one of the major categories that most people will encounter on their credit report is medical collections. These can occur for all types of reasons, but generally happen when either a patient received treatment at a hospital without medical insurance or when medical insurance rejects a claim for payment or only
Introduction Back in the 1980s, as personal computers started to proliferate in everyday society, the problem of unauthorized access to medical information started to become a very real threat. By the mid-1990s, when it became impossible to run a medical office without digitizing each patient’s health record, the problem came to a head. Those who worked in the industry
If you want to get ahead with your savings, there is only one rock-solid way to make sure you are accomplishing goals that put you ahead. Creating a budget will show you exactly what is coming in, going out, and being saved. However, not every budget is created equal, and every budget should be created with a specific goal
So, you pull your credit one month during your normal process of credit monitoring, and you notice the worst possible scenario – you see accounts opened that you know for a fact that you did not open. You have become the victim of identity theft. Now, while your first reaction may be to panic and start making phone calls
In a previous post, we identified the top reasons that put you at risk of becoming a target of savvy identity thieves. In this post, we will examine the last 5 rules in a set of 10 that you can take to make sure you never become a victim of these criminals. To view our previous post in a
Introduction It’s 2019, and let’s face it, identity theft happens every day that ends in “Y,” millions of times over. In fact, it is so ubiquitous in our digital lives that, according to The Identity Theft Center, it has ranked number one on the FTC’s list of reported crimes for fifteen years straight! It is likely that you